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Starting in 2023, immigrants will be subject to the same taxes as residents.
With the implementation of the State Budget for 2023 currently in force, some changes have been made with regard to taxation arising from...
Nov 28, 20232 min read
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Banks believe that access to credit will be facilitated through stress test relief
Experts believe that the Bank of Portugal's recommendation to relax the pressure test that banks carry out on customers facilitates...
Oct 25, 20232 min read
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The social tariff is a reduction in the cost of energy. Who can benefit?
In 2024, the reduction in the social energy tariff will still be 33.8%. Find out who can benefit.
Oct 18, 20232 min read
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Capital gains are forgiven if the mortgage is written off
This measure came into force on October 7, 2023, after the government announced it in March.
Oct 11, 20232 min read
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Investing in houses to rent? Portugal stands out for its interest
Instability in the economy and financial system still plagues the markets. While term deposit returns remain low, interest rates on...
Oct 4, 20233 min read
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IRS Income declaration: Green Receipts
Are you confused by the IRS Green Receipts? Are you self-employed, or do you have a side hussel or pastime to supplement your income? If...
Mar 29, 20235 min read
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What are the benefits of IRS deductible expenses?
How can you lower your taxes in order to receive tax benefits? We cover all you need to know in this article. Do you want to discover...
Mar 15, 20235 min read
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Certificados de Aforro: What are they?
Certificados de Aforro (savers certificates) are a low-risk investment option for saving money. It is critical that you are aware of your...
Feb 22, 20233 min read
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PPR redemption for payment of Housing Credit without penalties
No matter the amount or the date of issue, an early redemption of PPR for the payment of the mortgage loan is permitted through 2023....
Feb 8, 20233 min read
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How to take advantage of the discount season and mistakes to avoid!
Enjoy the start of the sales, but resist giving in to pressure. Keep reading to get the best advice regarding the sales. The New Years...
Jan 25, 20233 min read
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Maximum rates for credit cards will drop in early 2023
According to the Bank of Portugal (BdP), the maximum rates for credit cards, credit lines, current bank accounts, overdraft facilities...
Jan 5, 20231 min read
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Do you know how to manage the household budget?
The month has only just started, your salary has been deposited into your account, no unforeseen bills are anticipated, and there were...
Dec 21, 20225 min read
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State Budget 2023: What are the effects on our daily life?
The States Budget for 2023 has been approved. How will it affect your life and finances? In this blog we explain the key policies that...
Nov 23, 20226 min read
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Expenses that will contribute to IRS
There is still time left in the year to either increase or decrease the amount owed in taxes the following year. It is crucial to keep...
Nov 16, 20223 min read
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Education expenses: Make sure you ask for invoices
Start requesting for invoices with your childs fiscal number on all invoices relating to educational costs. Why is this? By doing this...
Sep 28, 20223 min read
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How to request the reassessment of IMI to pay less tax?
One of the biggest costs in a homeowner's budget is the Municipal Property Tax, or IMI for short. It comprises of a Municipal Tax on the...
Jul 6, 20223 min read
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Scams by MB WAY: how they work and what to do to protect yourself
Such a useful and practical service is often a target of fraudulent schemes. Learn how MB WAY scams work and what you can do to avoid...
Jun 15, 20224 min read
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Did you sell a house in 2021? Learn what to do with the IRS statement
According to the experts, a property purchase necessitates new IRS processes. You have until June 30th to submit your yearly Internal...
Jun 8, 20222 min read
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Family IMI: how does it work and who can benefit from the discount?
IMI for families with children can help families save money. Learn about this tax benefit, see if it applies to you, and calculate how...
May 18, 20223 min read
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What is a credit intermediary?
Intermediary means intervening, establishing a link between two parties. Thus, credit intermediation is the act of seeking to reach an...
May 11, 20224 min read
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