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Oct 25, 20232 min read
Banks believe that access to credit will be facilitated through stress test relief
Experts believe that the Bank of Portugal's recommendation to relax the pressure test that banks carry out on customers facilitates...
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Oct 18, 20232 min read
The social tariff is a reduction in the cost of energy. Who can benefit?
In 2024, the reduction in the social energy tariff will still be 33.8%. Find out who can benefit.
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Oct 11, 20232 min read
Capital gains are forgiven if the mortgage is written off
This measure came into force on October 7, 2023, after the government announced it in March.
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Oct 4, 20233 min read
Investing in houses to rent? Portugal stands out for its interest
Instability in the economy and financial system still plagues the markets. While term deposit returns remain low, interest rates on...
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Mar 29, 20235 min read
IRS Income declaration: Green Receipts
Are you confused by the IRS Green Receipts? Are you self-employed, or do you have a side hussel or pastime to supplement your income? If...
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Mar 15, 20235 min read
What are the benefits of IRS deductible expenses?
How can you lower your taxes in order to receive tax benefits? We cover all you need to know in this article. Do you want to discover...
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Feb 22, 20233 min read
Certificados de Aforro: What are they?
Certificados de Aforro (savers certificates) are a low-risk investment option for saving money. It is critical that you are aware of your...
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Feb 8, 20233 min read
PPR redemption for payment of Housing Credit without penalties
No matter the amount or the date of issue, an early redemption of PPR for the payment of the mortgage loan is permitted through 2023....
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Jan 25, 20233 min read
How to take advantage of the discount season and mistakes to avoid!
Enjoy the start of the sales, but resist giving in to pressure. Keep reading to get the best advice regarding the sales. The New Years...
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Jan 5, 20231 min read
Maximum rates for credit cards will drop in early 2023
According to the Bank of Portugal (BdP), the maximum rates for credit cards, credit lines, current bank accounts, overdraft facilities...
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Dec 21, 20225 min read
Do you know how to manage the household budget?
The month has only just started, your salary has been deposited into your account, no unforeseen bills are anticipated, and there were...
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Nov 23, 20226 min read
State Budget 2023: What are the effects on our daily life?
The States Budget for 2023 has been approved. How will it affect your life and finances? In this blog we explain the key policies that...
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Nov 16, 20223 min read
Expenses that will contribute to IRS
There is still time left in the year to either increase or decrease the amount owed in taxes the following year. It is crucial to keep...
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Sep 28, 20223 min read
Education expenses: Make sure you ask for invoices
Start requesting for invoices with your childs fiscal number on all invoices relating to educational costs. Why is this? By doing this...
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Jul 6, 20223 min read
How to request the reassessment of IMI to pay less tax?
One of the biggest costs in a homeowner's budget is the Municipal Property Tax, or IMI for short. It comprises of a Municipal Tax on the...
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Jun 15, 20224 min read
Scams by MB WAY: how they work and what to do to protect yourself
Such a useful and practical service is often a target of fraudulent schemes. Learn how MB WAY scams work and what you can do to avoid...
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Jun 8, 20222 min read
Did you sell a house in 2021? Learn what to do with the IRS statement
According to the experts, a property purchase necessitates new IRS processes. You have until June 30th to submit your yearly Internal...
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May 18, 20223 min read
Family IMI: how does it work and who can benefit from the discount?
IMI for families with children can help families save money. Learn about this tax benefit, see if it applies to you, and calculate how...
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May 11, 20224 min read
What is a credit intermediary?
Intermediary means intervening, establishing a link between two parties. Thus, credit intermediation is the act of seeking to reach an...
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Apr 27, 20222 min read
Didn't validate all expenses on the e-Faturas? Learn how to recover deductions - IRS
You had until February 25 to verify all outstanding expenses on the e-Invoice (e-Fatura) platform, but nothing was lost you did not do...
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